Car insurance prices increase again in 2025. The worst part is taken by complete risk insurance, although policies to third parties are not issued either.
Playing with the insurance of mandatory cars, the insurance companies live in a sweet moment when their policies do not cease to increase their costs for customers who employ them. In what I have been,, Insurance prices increased, on average, 14%. Full risk insurance is taken the worst part with an increase of almost 20%.
In this way, the car insurance establishes a new historical record in the first quarter of this 2025. The increase in the fourth quarter of the previous year was 14%, while, compared to the first quarter of 2024, the growth was 2.84%, and this marked a new historical maximum one year ago.
Insurance policies are triggered in 2025
On average, Insurance policies are already over 1,000 euros, being the way of all risks, in their free franchise version, the one that increases the most price, 19.63%. Interestingly, this climb contrasts with the movement that car insurance prices have been experienced last year.
As Javier Martínez, the spokesman for insurance Kelisto.esAuto policies “slowly descended throughout 2024”. The spokesman also explained that “At the beginning of 2025 a slight climb was expectedEver since the beginning of the year it is always used by insurance companies to restore the costs, and the first quarter of the year is usually an increase in prices. “
However, despite the initial forecasts, Martínez explains that this growth had Surprised because of the “virulence of this new growth, which records the records that were obtained last year and endangers the stabilization of the sector that was expected for the next months. “
Also load the price of car insurance to third parties
Full risk insurance are not the only ones that have registered an important increase in prices in this first quarter of the year. As well as insurance to third parties, who see how their policies have increased, on average, by 12.58%, so that the renovations of the following months will be a little more expensive than they were last year.
In this context, the car insurance first exceeded the “psychological barrier” of the 1,000 euros in the case of full risk policies, which are already located on average on average in 1,030,16 euros.
On the other hand, insurance policies to third parties, which are the most basic that can be employed on the market, suffer a similar growth, although in this case, the average is over the 500 euro barrier. Therefore, the full risk engaging today should cost you, on average, some 516.01 euros per year.
It should be mentioned that these prices are average car insurance costs compared to Kelisto.es. This does not mean that a policy for third parties will cost you more than 500 euros, or that, with full risk, it is a payment of more than 1,000 euros.
The problem of antiquity, history and type of vehicle
All this depends on different factors. One of them is Driver’s profile, experience and accident history of the available ones. In this way, a driver who recently eliminated the driving card will pay more for complete risk insurance than one who is 20 years old.
Users who usually offer parts of insurance with a certain frequency are also those who pay the most for a policy. In the price of insurance, Type of the vehicle you drive. Usually general, cars with premium brands, which have higher repair costs, usually have complete risk policies than others for general notes.
Despite everyone, it is obvious that the car insurance has suffered an Important growth In recent years. The obligation to have this type of insurance plays in favor of insurance companies, all even in a context in which the competitiveness of the sector is in historical maximum.
A consumer level recommendation is that Different policies compare Certainly before hiring and you can choose the one that best suits your needs and budget, it is advisable to analyze in detail what coverage of each company and not to choose directly the cheapest political. In this sense, usually where you will find the worst coverage.
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Tags: Insurance